Rhode IslandModerate
Ranking 42 of 50 states and DC. 13% of the population — 138,988 people — earns in the cliff zone. SNAP is the primary cliff driver. Each dimension below shows its component score, the underlying metrics, and how Rhode Island compares to all 50 states and DC.
A score of 78 means cliff conditions are more severe than in 78% of U.S. counties. State policy can shift the overall score by up to 25%. Even communities with low scores have families facing steep cliffs — the score measures how a place compares, not what any individual family experiences. Full methodology →
Population Exposure
How many people earn in the income range where benefit phase-outs concentrate — and who they are. 138,988 people in Rhode Island earn in the cliff zone — between 100% and 200% of the federal poverty level — where SNAP, Medicaid, childcare subsidies, and other major programs phase out.
Population by family type across income bands. Use the tabs to see how this splits by working status or program enrollment — families enrolled in more programs face steeper compound cliffs when income rises.
Cliff Severity
How steeply benefits drop when families earn more. The chart below shows the share of each additional dollar lost to benefit reductions and taxes at each wage level. When the line exceeds 100%, a raise leaves the family worse off. SNAP creates the largest benefit loss at the cliff point in 100% of Rhode Island’s counties.
Rates are averaged over a $2.50/hr raise, matching the Upward Mobility Act’s proposed 50% cap. This chart uses Rhode Island’s program rules and local costs. Rates assume full program enrollment — most families are not enrolled in all programs simultaneously. Hover to see which programs drive each peak.
The Upward Mobility Act of 2026 uses this same measure — Marginal Effective Tax Rate — and proposes capping it at 50% for families receiving means-tested benefits.
Economic Vulnerability
Whether the local economy positions families where benefit phase-outs are most likely to trigger — and whether advancement is realistic. The chart below shows what cliff-zone industries actually pay, compared to what each family type needs to earn to clear benefit phase-outs.
Policy Environment
State policies that moderate or amplify cliff severity. Each sub-score runs 0 to 100 — lower means the state does more to mitigate cliffs in that area. The four combine into a multiplier that shifts the overall CLIFF Score by up to 25%. Same for all counties in a state.
Rhode Island has taken 14 policy actions addressing benefit cliffs across 4 legislative periods.
2024-2025
- SNAP gross income eligibility set to 200% of FPL
- SNAP asset test removed
- New SNAP incentive established: “Eat Well Be Well” more SNAP for Veggies & Fruit – spend a dollar, get 50 cents back at Stop & Shop and Walmart
- First $300/month earned and half the remaining earnings disregarded from TANF eligibility determinations.
- TANF asset limit increased to $5,000 and one vehicle excluded per included adult
- TANF employer incentive established. $2,000 bonus payment to vendors if participants are still employed in fifth quarter after exiting TANF
- Transitional child care offered to past TANF recipients for up to 12 months for families above 180% FPL but below 225% FPL (if above, families are required to pay a portion of their countable...
- Medicaid available for all children
- LIHEAP eligibility set to 60% of SMI
2022-2023
- Explicit tests of eligibility in TANF are no longer used; eliminated gross income test during first 6 months of “new” employment
- The TANF payment standard for a family living in public or subsidized housing reduced by $50
- Medicaid eligibility set to 138% of FPL; child-only is 213% FPL
2020-2021
- DHS combined state, TANF, SSBG and CCDF funds to provide wraparound care for both Head Start and RI Pre-K programs
2018-2019
- Fully refundable EITC set to 15% (2018-2022)
Economic Impact
About 9,929 working families in Rhode Island earn in the cliff zone. Based on a 2025 survey of benefit recipients, we estimate roughly 1 in 6 are actively limiting their earnings to protect their benefits — declining raises, refusing hours, or passing up better-paying jobs. Each family foregoes an estimated $2,100 per year. Those lost wages mean less economic activity in local communities — and benefit spending continues because families remain below eligibility thresholds. The total: an estimated $8M per year.
That figure captures only what we can measure. It doesn't capture years of stalled careers, children growing up in financial instability, or families for whom entering the workforce would mean losing more in benefits than they gain in wages.
Estimated annual cost
$8M
Modeled from survey-reported behavioral rates (CSD/Washington University 2025) and Census ACS population data. Click any row for methodology.
9,929 families × 16% avoidance × ~$2,100/yr × multiplier + benefit continuation = $8M
What this excludes: Multi-year career stagnation, health impacts of benefit loss, educational outcomes for children in families navigating benefit phase-outs, and families for whom entering the workforce would mean losing more in benefits than they gain in wages. This estimate captures only the measurable portion — the actual cost to Rhode Island is substantially higher. Full methodology →
Geographic Data
Explore cliff severity across Rhode Island’s 5 counties and 2 congressional districts. The map is shaded by CLIFF Score by default — use the tabs to switch views. Click any county to inspect, or click a second to compare. Toggle to Congressional to see district-level cliff-zone data.
Composite severity score (0–100) combining exposure, severity, vulnerability, and policy.
Click any county to inspect
| CountyCounty↕ | CLIFF ScoreScore↓ | PopulationPopulation↕ | Cliff Zone %Cliff Zone %↕ | Families at RiskFamilies↕ | Peak METRPeak METR↕ |
|---|---|---|---|---|---|
| Providence County | 41Elevated | 664,854 | 15.5% | 20,160 | 138% |
| Kent County | 40Elevated | 171,456 | 12.2% | 4,579 | 135% |
| Newport County | 5Low | 84,657 | 7.9% | 1,454 | 158% |
| Bristol County | 1Low | 50,490 | 6.7% | 612 | 158% |
| Washington County | 0Low | 130,344 | 8.0% | 1,715 | 135% |
Data Explorer
Interactive demographic breakdowns of Rhode Island’s cliff-zone population — by race, education, industry, age, and family type. Sourced from Census PUMS microdata.
Who is in Rhode Island’s cliff zone?
The chart below shows every person in Rhode Island’s cliff zone — the income range where benefit phase-outs from multiple programs overlap — broken down by who they are. Each bar is a 10-point income band (100–109% FPL, 110–119%, etc.). The colored segments show how that income band breaks down by the selected dimension.
Use Color by to switch between race, education, industry, age, family type, and other dimensions. Use Filter to focus on a specific group — single mothers, workers in a particular industry, households with children. The data table below the chart shows exact counts and percentages.
Source: Census ACS PUMS 2020–2024, individual-level records weighted to reflect the full population. This shows who is structurally exposed to cliffs based on where their income falls — not who has actually experienced a benefit loss.
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